Being on the road, sitting behind the wheel, and getting stuck in day-to-day traffic is all in a day’s quota. But a driver’s nightmare ensues when a traffic collision occurs. This type of accident, according to the law, is a collision that causes damages to another vehicle and/ or person/s other than the one that triggered the accident itself.
So, what can you do when you find yourself in this bind? Here are 10 things to do after a traffic collision.
Personal Injury Through A Traffic Collision: 2 Types
Most law enforcement administrations consider this in two separate classifications. One is Reportable and the other, Non-Reportable.
Reportable Traffic Collisions ensue when two or more vehicles are affected by the incident, even if damages do not impact the vehicle which instigated the accident in the first place. What’s more, this isn’t limited to cars alone, but to human beings, animals and/ or pets, property, and other street or road trimmings such as posts, benches, and the like.
Secondly, you have Non-Reportable Traffic Collisions. This happens when only the vehicle involved is damaged or the driver behind its wheel is injured, along with other persons (if any) in said vehicle.
What To Do In A Traffic Collision
The moment the accident occurs, do not attempt to move your car in order to make way for others to pass through. Even if you’ve stopped in the middle of a busy road, leave the automobile as it is. The same should be done by the other vehicles involved.
Why do this? Because it will help police officers who will search the area, investigate, check the extent of the accident, and verify accounts about what really happened. This will be especially helpful if damages show up in more than one vehicle.
2. Contact Your Local Police Headquarters Immediately
Either use the hotline available or if you’re near a police station, contact them ASAP. You can simply have them take a look at the scene right then and there. You should remember that immediacy is of the utmost importance here.
First, because the investigation will have to take place at the closest time period to when the accident itself occurred. The second is so that the assessment can be completed soonest and the road can be cleared out to avoid further traffic disturbances.
3. Communicate With The Other Driver/s Affected
Talk to the driver of the car/s you’ve hit. Granted one or more of the parties will be less calm than the other, you should try to stay as composed as possible.
The purpose of this conversation is for detail-sharing. Although, in most cases, this comes to pass quite naturally. Write down their name, contact information, address, etc.
Furthermore, for a hit-and-run situation, try to annotate the automobile’s license plate number instantly, the model of the car, and its colour.
4. Take Photographs (For Your Insurer’s Records)
In order to file a traffic collision claim to your insurer, just as quickly as you call the cops, call your insurance company as well. For instance, Davis, Saperstein & Salomon, P.C. require a comprehensive list of photographs in order for them to help the involved. The same should be done by you, for your insurer.
Take pictures of the entire incident, with both a full view of it, as well as detailed damages on your vehicle. The more, the better.